California insurance, in plain English
Keeping up with California insurance. Slow to change. Sudden to hit.
Changes build slowly, then land on thousands at once. We help consumers and producers see them coming.
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29.1%average FAIR Plan increase from Oct. 15
This week
Is your FAIR Plan bill going up? Yes, starting October 15.
What's coming
Dates that will show up on California insurance bills.
- FAIR Plan rates riseAverage 29.1% at renewal. What to do
- Insurance Commissioner electionJane Kim vs. Ben Allen. Compare them
- USAA expands home coverageFor military members and families. Who's returning
- Auto minimums rise againFrom 30/60/15 to 50/100/25. What it covers
Latest
Every article lists its sources.
Rates up 29%Home & property
Is your FAIR Plan bill going up? Yes, starting October 15.
The California FAIR Plan's average 29.1% rate increase arrives at your first renewal on or after October 15, 2026. Here's who gets hit hardest and what you can do before the bill shows up.
Safeco pulls backMarket & rules
Is Safeco leaving California? No. Here's what it's actually dropping.
New auto minimumsAuto
Are you still carrying California's old minimum car insurance?
Insurers returnHome & property
Are home insurers really coming back to California?
Vote Nov 3Market & rules
Why does the Insurance Commissioner race matter for your bill?
Popular topics
- 01Rates up 29%Is your FAIR Plan bill going up? Yes, starting October 15.
- 02Vote Nov 3Why does the Insurance Commissioner race matter for your bill?
- 03New auto minimumsAre you still carrying California's old minimum car insurance?
- 04Insurers returnAre home insurers really coming back to California?
- 05Safeco pulls backIs Safeco leaving California? No. Here's what it's actually dropping.
Free · Weekly
The weekly California insurance briefing.
What's changing in California insurance, what it means for your bill, and what to do about it.
Written by Timothy Towfeless, a licensed California property and casualty agent in Orange County. Every article starts from the source, usually the California Department of Insurance, and links to it. How we work